Benefit and Riders for  Insurance

Retirement & Insurance Concepts,  Inc.

 

We insure  against every conceivable hazard except some of the greatest ones of all, death or disability. Did you know that many of all of all foreclosures are due to death or disability. Doesn’t it make sense to insure these risks as well?

 

· Life Insurance - Can pay off your mortgage/bills if you die

 

In case of your death, some plans can help you pay off your mortgage and leave your home free and clear.

 

·  Total Disability Rider - Can help with your mortgage/credit payments if you are disabled

 

This benefit can help you pay your mortgage payments for up to 24 months if you are disabled, providing time to adjust to a new way of life without the added worry of losing your home.

 

· Waiver or Unemployment Rider - Can waive your premium payment if you lose your job or are disabled

 

You won't lose your valuable protection if you become unemployed  or disabled and can't make premium payments.

 

· Return of Premium Rider -  Can give you money back if you do not need or use its protection

 

 Some plans can return all your premiums  at the end of your  term if you do not use its protection...imagine  thousands of dollars you paid in, back if you do not use the coverage

 

· Children's Insurance Rider

 

Can insure all of your children as a rider on your policy for one low price.

 

· Terminal Illness Rider

 

You can receive a portion of your death benefit upfront in the event of some terminal illnesses.

 

IMPORTANT...NOT ALL BENEFITS ARE AVAILABLE IN ALL STATES AND PLANS VARY GREATLY, PLEASE SPEAK WITH YOUR BROKER TO VERIFY YOUR PLAN STRUCTURE 

 

 

call today for a no obligation quote…

Retirement & Insurance Concepts, Inc.

                                                                                   800-883-9233

                                                                    E-MAIL– steve@kielinsurance.com

 

 

Terms of use : These web pages are for informational use only and not to be used in any illegal solicitation and Retirement & Insurance Concepts, Inc. assumes no liability for its use. Retirement & Insurance Concepts, Inc. recommends you speak with a licensed agent on any matter. Any links connected to our website is also just for informational purposes and does not reflect any connection or relationship with any other party. All use is at your own discretion and all research and actions are of your own free will- COPYRIGHT 2003

Phone: 800-883-9233

Email: steve@ric-1.com

       Retirement & Insurance Concepts,  Inc.

P.O. Box 209 , Ware MA 01082